Renovating to sell

It’s a natural urge to want to present your home at it’s best before you sell but can I ask you to pause before you start a full scale renovation? Definitely spruce things up; a lick of paint, a tidy and declutter, clean the gutters tidy the lawn, bring in light, clean carpets and cupboards and ovens. We all know if there’s an obvious visible fault that a potential buyer will use this to try and drive the price down far more than the cost of the repair. So obvious and inarguable faults really should be addressed but it’s not always necessary to spend money on big ticket items for a number of reasons; and of course this depends on your market. Things like a new $50,000 kitchen might be crucia

How to find and keep a tenant for longer.

Quite apart from the headache and the potential lost rent, when you consider your agent will charge you a reletting fee often equal to a week’s rent it makes sense to have happy sticky tenants in your investment property, but how do you make them want to stay? Is your investment property pet friendly? Aussie families love their pets and if your investment property does not accept pets you could be turning away a large number of potential tenants who can’t live without their beloved dog or moggies. You can also be assured that with a smaller pool of properties that do accept pets to draw upon, your tenants would likely pay a small premium on their rent and stay for longer. In a lot of cases y

Why you might choose to put your savings into an offset account rather than a high interest savings

Big asterix up front – not financial advice, check with your professional financial advisers etc… but… it could make serious sense to put your savings into an offset account (or if your loan is for your own home – directly into the loan) rather than a high interest savings account, and here are a few reasons why. An offset account saves interest as though it is paid off the attached loan, so it has the same effect as being in the loan itself but it has the advantage of being immediately accessible, which is perfect if you’re the type who likes to have their direct debits all come out of your transaction account and not have to juggle money to ensure there’s a balance in the account to cover

What happens at settlement (and do I have to be there?)

When you buy a property, or complete a refinance, the final step is called ‘settlement’ and resembles something like a stock room floor with lots of yelling and milling around tables where cheques and certificates are exchanged. It’s all about you, but you’re not required to attend. Settlement is quite literally when your purchase and your loan “settles”, that is the transfer into your name happens, or the switch of lenders. At settlement of your home purchase your solicitor sends someone in with any cheques that they need to give from your deposit, your bank is there too, the solicitor for the seller is there and their bank is also there to be paid out and to hand over the certificate of ti

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Jarrett Group Pty Ltd atf Jarrett Group Discretionary Trust trading as Two Red Shoes hold Australian Credit Licence No: 428614 and are members of an external dispute resolution scheme. Details of our complaint resolution process can be found here or please see our credit guide. All information contained on this site is general information only, and does not take into account your particular financial situation or needs. You should consider your personal objectives, financial situation along with the recommendations of your trusted advisors.

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