APRA proposes changes to lending standards, what could this mean?
Anyone who has attempted to borrow money recently will know that the process has increased in complexity & your 'capacity', the amount...
Yield. What's that?!
Yield, quite simply - the cash return you get from leasing your property, expressed as a percentage. For example: A property is valued at...
Why having a lot of equity doesn't mean you can borrow more.
It seems one of the hardest things to understand as a consumer, why your maximum loan amount has relatively nothing to do with the equity...
What I worry about when you sell up and move to the coast
Recently a friend of mine announced she was moving to the coast – once I got over my jealousy (J) I wanted to suggest to her that she...
Who should not buy off the plan?
Buy now, make money in your sleep!! Great when it works – and I won’t deny it can. But buying off the plan is not without its own risks –...
How home equity loans work, and who they suit best.
How and why you would use a home equity loan or a line of credit. Typically suited for investors, this type of loan requires you to make int