How important is an established credit history?

I’ve been asked the following question by a gorgeous mum looking after her 20-something son, he is a really great saver and has saved enough money to purchase a car outright (good on him!) but her question is, should he take out a loan for the car anyway to establish a credit history for when he’s ready (down the track) to buy a home? This goes to the old school thinking that we need to show that we have successfully repaid loans in order to qualify for a home loan. If you have a mobile phone (chances are) you have a credit history. While this never hurts, where it’s at today is more about the savings history speaks loudest. Your savings history shows how good you are with money – and this c

Unknown costs of buying a home

One of the most common concerns our people have is not knowing what they don't know - and accidentally missing something - and that espe

When do home loan repayments start?

When do repayments start, and more importantly when should you make your repayments? Do weekly repayments work better than monthly, indeed t

What is a comparison rate?

Does a comparison rate really adequately compare home loans? What does it actually do? Take a deeper look into the government legislated com

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Two Red Shoes Copyright © 2020 All rights reserved. Call on 02 9002 0380, 0404 494 929, email us  or 'old school' fax 02 9002 0381

Jarrett Group Pty Ltd atf Jarrett Group Discretionary Trust trading as Two Red Shoes hold Australian Credit Licence No: 428614 and are members of an external dispute resolution scheme. Details of our complaint resolution process can be found here or please see our credit guide. All information contained on this site is general information only, and does not take into account your particular financial situation or needs. You should consider your personal objectives, financial situation along with the recommendations of your trusted advisors.

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  • NSW Central Coast too!