Debunking the Myth: Does Weekly or Fortnightly Repayments Really Pay off Your Loan Faster?
How do weekly repayments help you pay your loan off sooner? (Fortnightly works too!) Quite simply, and a two fold effect: 1 – The sooner...
What is a portable loan?
What is special about a ‘portable loan’? A question from a reader “ I believe our loan is a portable loan so that means we can take it...
Standard Variable Rate
Standard Variable Rate: An interest rate, which is applied to a loan. These may have features such as redraw facility, construction,...
Fixed rate...to fix or not to fix?
Fixed Rate: An interest rate set for an agreed term. Eg. for 2, 3, or 5 years. Fixed rates are akin to a contract – you agree to pay the...
Buying with Friends or Family!
In our area we are blessed to be surrounded by plenty of land, open space, and a lot of it is acre lots and over. And we desire it, we...
What is a Deposit Bond?
What is a Deposit bond? A deposit bond replaces the deposit you are required to pay when the home you are buying is “exchanged” (that is,...