Stuff: that is stuffing up your budget

OK full disclosure: I am not a fan of “stuff” (and for the record, shoes are NOT stuff).

So I’m not the type to buy unnecessary stuff anyway and I am triggered by comments about buying because it’s tax deductible. I’m mainly looking at you my self employed people, but also anyone who’s claiming any expenses on their tax & using this as an excuse….BUT it isn’t hard to extend this to everyone who might be buying stuff they don’t need. If you’re not self employed or claiming “tax deductions” feel free to skip to the #

For those who are buying because it’s 'tax deductible':

If you spend the dollar you get the tax back on the dollar spent – nothing more. Depending on your tax rate, this may be 24 cents in the dollar (based on average income rates as you will see below).