When interest is calculated, and how you can easily save interest
Weekly, monthly, or fortnightly repayments - paying extra, and when; how does it all work to save you interest on your loan? Surprisingly...
Changing to a new home
For almost everyone there comes the time when we want to / need to change our address. Sometimes it’s a move within the suburb – and...
Yield. What's that?!
Yield, quite simply - the cash return you get from leasing your property, expressed as a percentage. For example: A property is valued at...
Why having a lot of equity doesn't mean you can borrow more.
It seems one of the hardest things to understand as a consumer, why your maximum loan amount has relatively nothing to do with the equity...
What I worry about when you sell up and move to the coast
Recently a friend of mine announced she was moving to the coast – once I got over my jealousy (J) I wanted to suggest to her that she...
Reader question on consolidating and credit scores
A reader question: A question about debt consolidation. I want to consolidate my debts as I know that it would help me to lower the...
Who should not buy off the plan?
Buy now, make money in your sleep!! Great when it works – and I won’t deny it can. But buying off the plan is not without its own risks –...
The Importance of being upfront with any problems.
Stuff happens. We don’t like it & often it’s not our intention. If that ‘stuff’ impacts your credit file its very important to be upfront...
Should you save your deposit or pay off your debts first - First Home Buyers
For first home buyers the question is should I pay off my debts first or put more money into savings? There's a different answer for dif
How home equity loans work, and who they suit best.
How and why you would use a home equity loan or a line of credit. Typically suited for investors, this type of loan requires you to make int
