Why we can’t answer… “What’s your best rate?”
The first question anybody wants to ask us is what is your best rate and it seems disingenuous when we literally cannot answer it on the spot, I promise you we are not trying to be difficult or shifty & we would be delighted to throw out a low interest rate, however, what's your best rate depends on who you are - let me explain. Let's assume by best rate you mean the “cheapest” because frankly that's what matters the most to everybody right? The cheapest rate depends on so
From a 300 Credit Score to Mainstream Lending: A Two-Year Journey
Not every lending story starts in a strong financial position. Sometimes the biggest wins come from helping a client rebuild after a difficult period. One of our long-term clients approached us in mid-2024 looking for guidance during a really challenging personal situation. He was going through a really challenging breakup, and, his former partner was not playing the game at all. She was refusing to leave the home, refusing to contribute anything to the mortgage or rates on
