Interest only loans, why and what does it mean?
An interest only loan is a tool to help your cashflow, but recent changes in lending make them a little harder to qualify for. We look at wh
How a lender assesses your loan
There’s a basic process that all lenders follow in assessing your application, understanding this can get you in a better position for an...
Inspiration for the challenging times - subtitled why you might not get approved walking into your l
Some of my proudest moments are when the conversation starts with “I don’t think I can do anything at all” & with our guidance they do. I...
What is a split home loan?
A split loan is as simple as dividing your loan into two or more loans for the purpose of having different features on each split, or tracki
The stepping stone home gets you into your dream home.
I want to introduce you to the concept of the stepping stone house – that is, the house you can afford now which gets you into the market...
The simplest way to pay off your mortgage
The simplest way to pay off your mortgage sooner is to make bigger mortgage repayments and get the money into your loan sooner. Interest...
Why you still might not be able to borrow - even if you have a lot of equity.
It can happen that you can have a property with a lot of equity, or you have a very large deposit, but we tell you that your income isn’t...
Bridging loans exposed
What a bridging loan does is essentially gives you the finance to buy a new property without your old home being sold, yet. This gives...
How to get into your first home
This week I met with a gorgeous couple who are rapidly saving for their first home, but, given prices in Sydney and the cost of rent the...
Why I love being a mortgage broker
First up – I have an amazing job that I love and even better it’s a win – win, the better I do for you the better it is for me. I’m a...
