Myth busting: Brokers choose their loans based on commission. Rubbish.
Thats the the point - the better I look after you the better I am looked after, it's a win-win scenarios. I never even look at the commi
Lenders loan limits - what is LVR?
Lenders use a term called LVR – loan to value ratio – which represents your loan as a percentage of the security property value. We’re...
I will review all of my financial accounts - say it like a mantra....
Mortgage accounts, bank accounts, credit cards – all of them usually have a fee attached and you may not be happy when you work out how...
What is special about a ‘portable loan’?
Most lenders offer portability with their home loans, but what does that actually mean? If your loan is portable it means you can change...
Mind the gap
On the subject of budgeting again....I spoke recently in a group of business women and we touched on budgeting which is not my...
Why you might choose to put your savings into an offset account rather than a high interest savings
Big asterix up front – not financial advice, check with your professional financial advisers etc… but… it could make serious sense to put...
How a lender assesses your loan
There’s a basic process that all lenders follow in assessing your application, understanding this can get you in a better position for an...
Inspiration for the challenging times - subtitled why you might not get approved walking into your l
Some of my proudest moments are when the conversation starts with “I don’t think I can do anything at all” & with our guidance they do. I...
What is a split home loan?
A split loan is as simple as dividing your loan into two or more loans for the purpose of having different features on each split, or tracki
The simplest way to pay off your mortgage
The simplest way to pay off your mortgage sooner is to make bigger mortgage repayments and get the money into your loan sooner. Interest...
