What does refinance a loan mean?
To refinance a loan means (often) to switch provider or lender in order to get a better interest rate and save money. This works because...
Amortisation...what is it?
Amortisation: To pay off principle and interest under a loan over a period of time. Amortisation is the actual function of repaying your...
How do equity home loans work?
When we talk about an equity home loan today, we are referring to a line of credit, or a loan where you can easily access money right up...
Do I need a preapproval?
Do I need a preapproval? A home loan pre-approval basically says “here you go, you can borrow this much, according to our borrowing...
Budget....is not a dirty word
How many of us know what it actually costs us to run our lives? Such a simple thing but the answer is often unknown, I am inviting you to...
6 rules for self employed borrowers
Self Employed borrowers tend to have complicated structures and accounts, and because they legitimately incur expenses in the course of...