What does refinance a loan mean?
To refinance a loan means (often) to switch provider or lender in order to get a better interest rate and save money. This works because...
Amortisation...what is it?
Amortisation: To pay off principle and interest under a loan over a period of time. Amortisation is the actual function of repaying your...
How do equity home loans work?
When we talk about an equity home loan today, we are referring to a line of credit, or a loan where you can easily access money right up...
Do I need a preapproval?
Do I need a preapproval? A home loan pre-approval basically says “here you go, you can borrow this much, according to our borrowing...
Budget....is not a dirty word
How many of us know what it actually costs us to run our lives? Such a simple thing but the answer is often unknown, I am inviting you to...
6 rules for self employed borrowers
Self Employed borrowers tend to have complicated structures and accounts, and because they legitimately incur expenses in the course of...
Have you ever wondered how valuations work?
What’s your property really worth? If you’re in the market to sell or you want to refinance you will want to know what your home is...
What kids know about money
Last week I participated in a series of presentations to kids in our region for Global Money Week – an initiative to foster financial...
You're moving on, but should you sell or keep your old home?
Keep or sell? So, you have outgrown your lovely home & you’re ready to upgrade to the new mansion. There is an overriding rule in...
What your broker and your PT have in common
As published in the Western Weekender Am I the only one who feels like an uncoordinated dunce at the gym? And I have private lessons too,...
